I looked at my roof and didn’t see any problems.
I’m not missing any shingles so I must not have damage.
I only have 1 year to file my insurance claim.
My roof is new so it’s covered by the manufacturer’s warranty or contractor.
I was told my roof has minimal damage and I don’t need to file a claim.
My insurance company will cancel my policy if I file a claim.
If I don’t file my claim, my insurance company won’t raise my rates.